{"id":3172,"date":"2018-05-15T19:49:53","date_gmt":"2018-05-15T19:49:53","guid":{"rendered":"https:\/\/www.teamwia.com\/site\/?page_id=3172"},"modified":"2026-01-07T22:28:22","modified_gmt":"2026-01-07T22:28:22","slug":"articles-whitepapers","status":"publish","type":"page","link":"https:\/\/www.teamwia.com\/site\/resources\/articles-whitepapers\/","title":{"rendered":"Articles &#038; Whitepapers"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;off|off|&#8221; admin_label=&#8221;HERO AREA&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; background_image=&#8221;https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/site_images_subpages_lrg_1920x1200_CommunityImpact_02A.jpg&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;off&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; custom_padding_phone=&#8221;&#8221; transparent_background=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_divider show_divider=&#8221;off&#8221; disabled_on=&#8221;on|on|off&#8221; admin_label=&#8221;Divider &#8211; DESKTOP&#8221; _builder_version=&#8221;3.2.2&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; module_alignment=&#8221;center&#8221; height=&#8221;40vh&#8221; hide_on_mobile=&#8221;on&#8221; global_module=&#8221;619&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_divider show_divider=&#8221;off&#8221; disabled_on=&#8221;||on&#8221; admin_label=&#8221;Divider &#8211; FOR IMAGE MOBILE&#8221; _builder_version=&#8221;3.2.2&#8243; height=&#8221;60px&#8221; hide_on_mobile=&#8221;off&#8221; global_module=&#8221;620&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;PAGE CONTENT&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; custom_padding_phone=&#8221;&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;HDR &#8211; RESOURCES \/ ARTICLES &#038; WHITE PAPERS&#8221; _builder_version=&#8221;4.16&#8243; text_letter_spacing=&#8221;2px&#8221; header_font=&#8221;|300|||||||&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#809baf&#8221; header_2_font_size=&#8221;30px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_letter_spacing_tablet=&#8221;&#8221; text_letter_spacing_phone=&#8221;&#8221; text_letter_spacing_last_edited=&#8221;on|&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;24px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: left;\"><strong>RESOURCES<\/strong> \u00a0\/ \u00a0ARTICLES &amp; WHITE PAPERS<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;RESOURCES-WEALTH PLANNING&#8221; _builder_version=&#8221;4.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; module_alignment=&#8221;left&#8221; hover_enabled=&#8221;0&#8243; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><strong>Wealth Planning<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/2026-Tax_Reference_Guide_R4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">2026 Tax Reference Guide<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/4_Steps_to_Ensure_Life_Wishes-final.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">4 Steps to Ensure Your Life Wishes Are Granted<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/6_Ways_to_Reduce_Future_Income_Taxes_Today.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">6 Ways to Reduce Future Income Taxes Today<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Every_Year_is_a_Roller_Coaster.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Every Year is a Roller Coaster<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/Making_Your_Life_Plan_a_Reality.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Making Your Life Plan a Reality<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Protect_Those_Who_Depend_on_You.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Protect Those Who Depend on You<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/The_4_Pillars_of_an_Abundant_Retirement.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">The 4 Pillars of an Abundant Retirement<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/Wealth_Friction_and_TRICK.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Wealth Friction and TRICK<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/Are_You_Living_Your_Best_Life_Possible_2025-0807.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Are You Living Your Best Life Possible?<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Evolution_of_Financial_Planning.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Evolution of Financial Planning<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Multi-Generational_Planning.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Multi-Generational Financial Planning<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Diversification_2.0.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Diversification 2.0<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-20020_Decision_Matrix.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">200\/20 Decision Matrix: Supplemental Retirement Income<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Protect_Those_Who_Depend_on_You.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Protect Those Who Depend on You<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-The_CARES_Process.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">CARES Process &#8211; Annuity Review<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-What_Does_Finl_Free_Mean_to_You.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">What Does Financial Freedom Mean to You?<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Dont_Make_This_SS_Mistake.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Don&#8217;t Make This Social Security Mistake!<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Beneficiary_Review-A_Must_Do.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Beneficiary Review: A &#8220;Must Do&#8221;<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-The_Back-Door_Roth_IRA.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">The Back-Door Roth IRA<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;RESOURCES-SPECIAL REPORT&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; module_alignment=&#8221;left&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\n<strong>Special Report (request a digital copy)<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/recommended-reading-request-a-copy\/\" rel=\"noopener\">The Five Big Obstacles to Entering Retirement Freedom<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;RESOURCES-BROCHURES&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; module_alignment=&#8221;left&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Brochures<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-ARC_Brochure.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ARC<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-RISK_Brochure.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">RISK<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-LA360_Brochure.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">LA360<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;RESOURCES-MARKET COMMENTARIES&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; module_alignment=&#8221;left&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Market Commentaries<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-MN_Minute-inflation_02-10-2022_.pdf\" target=\"_blank\" rel=\"noopener\">2.10.22: Headline Inflation &amp; Inflation Headlines<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-MN_Minute_04-12-2022.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">4.12.22: Stocks Were Bad&#8230; Bonds Were Worse<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-MN_Minute_04-19-2022.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">4.19.22: When Everything Was Negative<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;RESOURCES-PHYSICANS&#8221; _builder_version=&#8221;3.10.2&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; module_alignment=&#8221;left&#8221; use_border_color=&#8221;off&#8221; global_module=&#8221;4413&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Planning For Physicians<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Should_Hi_Inc_Earners_Roth_403b_Contribs.pdf\" target=\"_blank\" rel=\"noopener\">Should High Income Earners Make Roth 403b\/401k Contributions?<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-End_Confusion-Roth_401k_vs_IRA.pdf\" target=\"_blank\" rel=\"noopener\">An End to the Confusion! Roth 403b\/401k vs. Roth IRA<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-The_1_Percent_Difference.pdf\" target=\"_blank\" rel=\"noopener\">The 1% Difference<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Leaving_Tax_Savings_on_Table.pdf\" target=\"_blank\" rel=\"noopener\">Are You Leaving Tax Savings on the Table?<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Primer_Med_Student_Loan_Rpmt_Options.pdf\" target=\"_blank\" rel=\"noopener\">A Primer on Student Loan Repayment Options<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-Top_LTDI_Features_for_Physicians.pdf\" target=\"_blank\" rel=\"noopener\">Top Long-Term Disability Features for Physicians<\/a><\/li>\n<li><a href=\"https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-The_Back-Door_Roth_IRA.pdf\" target=\"_blank\" rel=\"noopener\">The Back-Door Roth IRA<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;FOOTER&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;rgba(255,255,255,0)&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,47,86,0.88) 0%|rgba(0,47,86,0.6) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,47,86,0.88)&#8221; background_color_gradient_end=&#8221;rgba(0,47,86,0.6)&#8221; background_image=&#8221;https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/site_images_lrg_1920x1200_FOOTER.jpg&#8221; custom_padding=&#8221;100px|||&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; custom_padding_phone=&#8221;&#8221; background_color_gradient_stops_tablet=&#8221;rgba(0,47,86,0.88) 0%|rgba(0,47,86,0.6) 100%&#8221; background_color_gradient_stops_phone=&#8221;rgba(0,47,86,0.88) 0%|rgba(0,47,86,0.6) 100%&#8221; global_module=&#8221;621&#8243; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_4,1_4&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/Logos_WIA_White.png&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;&#8221; align_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;LOGO&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;60%&#8221; always_center_on_mobile=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;FOOTER START TEXT&#8221; _builder_version=&#8221;4.16&#8243; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;14px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>ARE YOU READY TO GET STARTED?<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_button button_url=&#8221;https:\/\/www.teamwia.com\/site\/contact-us\/&#8221; button_text=&#8221;GET IN TOUCH&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;BUTTON &#8211; GET IN TOUCH&#8221; _builder_version=&#8221;4.16&#8243; custom_button=&#8221;on&#8221; button_text_color=&#8221;#021b2f&#8221; button_bg_color=&#8221;#dbdbdb&#8221; button_border_color=&#8221;#dbdbdb&#8221; button_font=&#8221;|||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; button_text_color_hover=&#8221;#ffffff&#8221; button_border_color_hover=&#8221;#dbdbdb&#8221; button_bg_color_hover=&#8221;#021b2f&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_text_size__hover=&#8221;null&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover=&#8221;null&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover=&#8221;null&#8221; button_text_color__hover_enabled=&#8221;on&#8221; button_text_color__hover=&#8221;#ffffff&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover=&#8221;null&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover=&#8221;null&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_border_width__hover=&#8221;null&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover=&#8221;null&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover=&#8221;null&#8221; button_border_color__hover_enabled=&#8221;on&#8221; button_border_color__hover=&#8221;#dbdbdb&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover=&#8221;null&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover=&#8221;null&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_border_radius__hover=&#8221;null&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover=&#8221;null&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover=&#8221;null&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover=&#8221;null&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover=&#8221;null&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover=&#8221;null&#8221; button_bg_color__hover_enabled=&#8221;on&#8221; button_bg_color__hover=&#8221;#021b2f&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover=&#8221;null&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover=&#8221;null&#8221;]<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text disabled_on=&#8221;on|on|off&#8221; admin_label=&#8221;CONTACT INFO&#8221; _builder_version=&#8221;4.21.0&#8243; text_font=&#8221;Arial||||&#8221; text_text_color=&#8221;#fcfcfc&#8221; text_line_height=&#8221;1.6em&#8221; background_color=&#8221;rgba(0,0,0,0)&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;300px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px|0px|0px|0px&#8221; animation_style=&#8221;slide&#8221; animation_duration=&#8221;500ms&#8221; animation_intensity_slide=&#8221;10%&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Wealth Impact Advisors, LLC<br \/><\/strong>E: <span style=\"color: #e8e8e8;\"><a style=\"color: #e8e8e8;\" href=\"mailto:info@teamwia.com\">info@teamwia.com<br \/><\/a><\/span><\/p>\n<p>33 Merz Blvd Suite 100<br \/>Fairlawn, OH 44333<br \/>P: <span style=\"color: #ffffff;\">330.865.3545<\/span><br \/>F: <span style=\"color: #ffffff;\">330.319.8959<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;DISCLOSURE INFO&#8221; _builder_version=&#8221;4.21.0&#8243; text_font=&#8221;Arial||||&#8221; text_font_size=&#8221;12px&#8221; text_line_height=&#8221;1.9em&#8221; background_color=&#8221;rgba(0,0,0,0)&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;600px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px|0px|0px|0px&#8221; animation_style=&#8221;slide&#8221; animation_duration=&#8221;500ms&#8221; animation_intensity_slide=&#8221;10%&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Securities offered through Valmark Securities, Inc., Member <span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"http:\/\/www.finra.org\" target=\"_blank\" rel=\"noopener noreferrer\">FINRA<\/a><\/span>\/<span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"http:\/\/www.sipc.org\" target=\"_blank\" rel=\"noopener noreferrer\">SIPC<\/a><\/span>. Advisory services offered through Valmark Advisers, Inc., an SEC Registered Investment Advisor. 130 Springside Drive, Suite 300, Akron, OH 44333-2431 \u00b7 <span style=\"color: #ffffff;\">(800) 765-5201<\/span>. Wealth Impact Advisors, LLC is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;LINK: View the Customer Relationship Summary&#8221; _builder_version=&#8221;4.21.0&#8243; text_font=&#8221;Arial||||&#8221; text_font_size=&#8221;12px&#8221; background_color=&#8221;rgba(0,0,0,0)&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;600px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;20px|0px|0px|0px|false|false&#8221; animation_style=&#8221;slide&#8221; animation_duration=&#8221;500ms&#8221; animation_intensity_slide=&#8221;10%&#8221; use_border_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a style=\"color: #e8e8e8;\" href=\"https:\/\/valmarkfg.com\/site\/wp-content\/uploads\/Valmark_Form_CRS.pdf\" target=\"_blank\" rel=\"noopener\">View Valmark&#8217;s Customer Relationship Summary<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n<span class=\"et_bloom_bottom_trigger\"><\/span>","protected":false},"excerpt":{"rendered":"<p>RESOURCES \u00a0\/ \u00a0ARTICLES &amp; WHITE PAPERS Wealth Planning 2026 Tax Reference Guide 4 Steps to Ensure Your Life Wishes Are Granted 6 Ways to Reduce Future Income Taxes Today Every Year is a Roller Coaster Making Your Life Plan a Reality Protect Those Who Depend on You The 4 Pillars of an Abundant Retirement Wealth [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":45,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-3172","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Articles &amp; Whitepapers from Wealth Impact Advisors<\/title>\n<meta name=\"description\" content=\"Check out our collection of wealth planning guides, brochures and reports, as well as materials with information about financial planning for physicians.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.teamwia.com\/site\/resources\/articles-whitepapers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Articles &amp; 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