[et_pb_section bb_built=”1″ specialty=”off” background_color=”#ffffff” parallax=”on” parallax_method=”off” background_image=”https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/site_images_lrg_1920x1200_SERVICES_1A_INSURANCE.jpg” disabled=”off” disabled_on=”off|off|” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” next_background_color=”#ffffff” _builder_version=”3.2.2″ inner_width=”auto” inner_max_width=”none”][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial” width=”80%” max_width=”1080px”][et_pb_column type=”4_4″][et_pb_divider admin_label=”Divider – FOR IMAGE” global_module=”619″ color=”#ffffff” show_divider=”off” divider_style=”solid” divider_position=”top” hide_on_mobile=”on” height=”350px” saved_tabs=”all” disabled_on=”||on” background_position=”top_left” background_repeat=”repeat” background_size=”initial” \/][et_pb_divider admin_label=”Divider – FOR IMAGE MOBILE” global_module=”620″ color=”#ffffff” show_divider=”off” divider_style=”solid” divider_position=”top” hide_on_mobile=”off” height=”200px” disabled=”off” disabled_on=”||on” saved_tabs=”all” \/][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ fullwidth=”off” specialty=”off” transparent_background=”off” background_color=”#ffffff” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” prev_background_color=”#000000″ next_background_color=”#f4f4f4″ inner_width=”auto” inner_max_width=”none”][et_pb_row custom_width_px=”960px” padding_mobile=”off” parallax_method=”off” parallax_method_1=”off” column_padding_mobile=”on” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″ width=”80%” max_width=”1080px”][et_pb_column type=”4_4″][et_pb_text admin_label=”HDR – SERVICES \/ INSURANCE CONSULTING” use_border_color=”off” text_letter_spacing=”2px” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″ header_font=”|300|||||||” header_2_font=”|700|||||||” header_2_text_color=”#809baf” header_2_font_size=”30px” text_letter_spacing_last_edited=”on|” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone”]<\/p>\n
[\/et_pb_text][et_pb_text admin_label=”BODY – A Versatile Multi-Purpose” use_border_color=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″ header_3_font=”|700|||||||” header_3_text_color=”#809baf” header_3_font_size=”18px” header_2_text_color=”#809baf”]<\/p>\n
Two important aspects of financial planning involve managing risk and transferring wealth to the next generation. In many instances, the tax advantages of life insurance make it a preferred vehicle for purposes such as:<\/p>\n
<\/p>\n
[\/et_pb_text][et_pb_text admin_label=”BODY – Making The Most” use_border_color=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″ header_3_font=”|700|||||||” header_3_text_color=”#809baf” header_3_font_size=”18px” header_2_text_color=”#809baf”]<\/p>\n
Few people are aware that the life, disability and long term care insurance policies they purchased as recently as five years ago might be unnecessarily costly or lacking critical new benefits due to the availability of a new generation of insurance
products. That’s why it’s important to regularly review all of your personal and business insurance coverages.<\/p>\n
With years of experience reviewing thousands of complex insurance arrangements, Wealth Impact Advisors has the expertise and proprietary analytical tools to evaluate your policy and the strength of the insurance company that is guaranteeing the policy.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial” width=”80%” max_width=”1080px”][et_pb_column type=”4_4″][et_pb_divider color=”#ffffff” show_divider=”off” divider_style=”solid” divider_position=”top” hide_on_mobile=”on” disabled_on=”on|on|off” \/][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ specialty=”off” transparent_background=”off” background_color=”#f4f4f4″ parallax_method=”off” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” prev_background_color=”#ffffff” next_background_color=”#ffffff” _builder_version=”3.2.2″ inner_width=”auto” inner_max_width=”none”][et_pb_row custom_width_px=”960px” padding_mobile=”off” parallax_method=”off” parallax_method_1=”off” column_padding_mobile=”on” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″ width=”80%” max_width=”1080px”][et_pb_column type=”4_4″][et_pb_text admin_label=”HDR – A CLOSER LOOK” use_border_color=”off” text_letter_spacing=”2px” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″ header_font=”|300|||||||” header_2_font=”|700|||||||” header_2_text_color=”#809baf” header_2_font_size=”30px” text_letter_spacing_last_edited=”on|” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone” custom_margin=”||0px|” custom_padding=”||0px|”]<\/p>\n
[\/et_pb_text][et_pb_text admin_label=”BODY – OUR INSURANCE PLANNING SYSTEM” use_border_color=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.8.1″ header_3_font=”|700|||||||” header_3_text_color=”#809baf” header_3_font_size=”18px” header_2_text_color=”#809baf” custom_margin=”0px|||” custom_padding=”0px|||”]<\/p>\n
Whether you are evaluating existing coverage or seeking new insurance, Wealth Impact Advisors uses a four-point system process called Life Assurance 360\u2122 to make certain that your policy fits your current needs and continues to serve its intended purpose for the duration of the policy. The steps below reflect the professional evaluation process you can expect when working with us.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row][et_pb_column type=”1_4″][et_pb_image _builder_version=”3.8.1″ src=”https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/BOXES_750X750_SERVICES_INSURANCE-PLANNING_1.png” align_last_edited=”on|desktop” align_tablet=”center” \/][\/et_pb_column][et_pb_column type=”1_4″][et_pb_image _builder_version=”3.8.1″ src=”https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/BOXES_750X750_SERVICES_INSURANCE-PLANNING_2.png” align_last_edited=”on|desktop” align_tablet=”center” \/][\/et_pb_column][et_pb_column type=”1_4″][et_pb_image _builder_version=”3.8.1″ src=”https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/BOXES_750X750_SERVICES_INSURANCE-PLANNING_3.png” align_last_edited=”on|desktop” align_tablet=”center” \/][\/et_pb_column][et_pb_column type=”1_4″][et_pb_image _builder_version=”3.8.1″ src=”https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/BOXES_750X750_SERVICES_INSURANCE-PLANNING_4.png” align_last_edited=”on|desktop” align_tablet=”center” \/][\/et_pb_column][\/et_pb_row][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″ width=”80%” max_width=”1080px”][et_pb_column type=”4_4″][et_pb_tabs admin_label=”Tabs – CLOSER LOOK” use_border_color=”off” active_tab_background_color=”#809baf” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″][et_pb_tab title=”1. COMPANY EVALUATION” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em” _builder_version=”3.2.2″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” tab_text_shadow_style=”none” body_text_shadow_style=”none” tab_text_shadow_horizontal_length=”0em” tab_text_shadow_vertical_length=”0em” tab_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]<\/p>\n
This step involves a due diligence review of:<\/strong><\/p>\n [\/et_pb_tab][et_pb_tab title=”2. PLAN DESIGN” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em” _builder_version=”3.2.2″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” tab_text_shadow_style=”none” body_text_shadow_style=”none” tab_text_shadow_horizontal_length=”0em” tab_text_shadow_vertical_length=”0em” tab_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]<\/p>\n This step involves an examination of the product and plan structure to ensure they are suited to the client\u2019s intended purpose. In the process, we examine the five elements that will have the greatest impact on the overall design of the plan.<\/p>\n [\/et_pb_tab][et_pb_tab title=”3. UNDERWRITING ADVOCACY” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em” _builder_version=”3.2.2″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” tab_text_shadow_style=”none” body_text_shadow_style=”none” tab_text_shadow_horizontal_length=”0em” tab_text_shadow_vertical_length=”0em” tab_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]<\/p>\n The life insurance application process can produce many unintended results if it is not managed proactively and with the proper level of expertise. We have found that the key to avoiding unwanted surprises in this critical step is to have knowledgeable professionals advocating at the insurance company level on your client\u2019s behalf.<\/p>\n Using our knowledge of how insurance company underwriters, medical directors and actuaries make decisions, we leverage our insight to confidentially represent, clarify and coordinate the details of the client\u2019s application throughout each phase of the underwriting process.<\/p>\n By proactively addressing negative information, we position your client’s information in a positive light to the insurance company and remove as many surprises as possible to obtain favorable underwriting offers that can effectively lower the cost of insurance.<\/p>\n [\/et_pb_tab][et_pb_tab title=”4. ONGOING POLICY MANAGEMENT” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em” _builder_version=”3.2.2″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” tab_text_shadow_style=”none” body_text_shadow_style=”none” tab_text_shadow_horizontal_length=”0em” tab_text_shadow_vertical_length=”0em” tab_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]<\/p>\n Without proper maintenance, even the soundest structures are prone to failure. That\u2019s why we believe that the final element in crafting a sustainable insurance plan is ongoing maintenance.<\/p>\n In addition to continuous monitoring of the client\u2019s policy, annual reviews should convey critical information required for the upkeep of the plan, including:<\/p>\n [\/et_pb_tab][\/et_pb_tabs][et_pb_button admin_label=”DOWNLOAD LIFE 360″ url_new_window=”on” button_text=”Download the Life Assurance 360 Brochure” button_alignment=”center” background_layout=”dark” button_border_color=”#ffffff” button_use_icon=”off” button_text_color=”#ffffff” button_bg_color=”#bababa” button_url=”https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/WIA-LA360_Brochure.pdf” _builder_version=”3.8.1″ button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_text_color__hover_enabled=”off” 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button_one_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover=”null” button_two_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover=”null” button_bg_color__hover_enabled=”off” button_bg_color__hover=”null” button_one_bg_color__hover_enabled=”off” button_one_bg_color__hover=”null” button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null”]<\/p>\n \n <\/p>\n [\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial” width=”80%” max_width=”1080px”][et_pb_column type=”4_4″][et_pb_divider color=”#ffffff” show_divider=”off” divider_style=”solid” divider_position=”top” hide_on_mobile=”on” disabled_on=”on|on|off” \/][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ specialty=”off” background_color=”#ffffff” parallax=”on” parallax_method=”off” background_image=”https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/site_images_lrg_1920x1200_SERVICES_1A_LIFESETTLEMENTS_V2.jpg” disabled=”off” disabled_on=”off|off|” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” next_background_color=”#ffffff” _builder_version=”3.8.1″ prev_background_color=”#f4f4f4″ inner_width=”auto” inner_max_width=”none”][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial” width=”80%” max_width=”1080px”][et_pb_column type=”4_4″][et_pb_divider admin_label=”Divider – FOR IMAGE” global_module=”619″ color=”#ffffff” show_divider=”off” divider_style=”solid” divider_position=”top” hide_on_mobile=”on” height=”350px” saved_tabs=”all” disabled_on=”||on” background_position=”top_left” background_repeat=”repeat” background_size=”initial” \/][et_pb_divider admin_label=”Divider – FOR IMAGE MOBILE” global_module=”620″ color=”#ffffff” show_divider=”off” divider_style=”solid” divider_position=”top” hide_on_mobile=”off” height=”200px” disabled=”off” disabled_on=”||on” saved_tabs=”all” \/][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ specialty=”off” background_color=”#ffffff” parallax_method=”off” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” next_background_color=”rgba(255,255,255,0)” _builder_version=”3.8.1″ prev_background_color=”#000000″ inner_width=”auto” inner_max_width=”none”][et_pb_row custom_width_px=”960px” parallax_method=”off” parallax_method_1=”off” column_padding_mobile=”on” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.6″ custom_margin=”||0px|” custom_padding=”||0px|” width=”80%” max_width=”1080px”][et_pb_column type=”4_4″][et_pb_text admin_label=”HDR – SERVICES \/ LIFE SETTLEMENTS” use_border_color=”off” text_letter_spacing=”2px” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″ header_font=”|300|||||||” header_2_font=”|700|||||||” header_2_text_color=”#809baf” header_2_font_size=”30px” text_letter_spacing_last_edited=”on|” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”BODY – LIFE SETTLEMENTS” use_border_color=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.2.2″ header_3_font=”|700|||||||” header_3_text_color=”#809baf” header_3_font_size=”18px” header_2_text_color=”#809baf” module_alignment=”center”]<\/p>\n \nSituations may arise when you no longer need or want your life insurance policy, generally due to:<\/p>\n When these situations occur, we work with you and your advisors by first analyzing the existing policy and examining the potential for a life settlement. Based on our findings and your objectives, we provide detailed analyses and recommendations of various options that may include:<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial” width=”80%” max_width=”1080px”][et_pb_column type=”2_3″][\/et_pb_column][et_pb_column type=”1_3″][et_pb_image _builder_version=”3.8.1″ src=”https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/TEMP_LIFESETTLEMENTS.png” disabled=”on” disabled_on=”on|on|on” align_last_edited=”on|desktop” align_tablet=”center” \/][\/et_pb_column][\/et_pb_row][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial” width=”80%” max_width=”1080px”][et_pb_column type=”4_4″][et_pb_text admin_label=”BODY – LIFE SETTLEMENTS \/ FINE PRINT” use_border_color=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.23.3″ header_3_font=”|700|||||||” header_3_text_color=”#809baf” header_3_font_size=”18px” header_2_text_color=”#809baf” module_alignment=”center” text_font_size=”14px” text_font=”||on||||||” text_text_shadow_horizontal_length=”text_text_shadow_style,%91object Object%93″ text_text_shadow_horizontal_length_tablet=”0px” text_text_shadow_vertical_length=”text_text_shadow_style,%91object Object%93″ text_text_shadow_vertical_length_tablet=”0px” text_text_shadow_blur_strength=”text_text_shadow_style,%91object Object%93″ text_text_shadow_blur_strength_tablet=”1px” link_text_shadow_horizontal_length=”link_text_shadow_style,%91object Object%93″ link_text_shadow_horizontal_length_tablet=”0px” link_text_shadow_vertical_length=”link_text_shadow_style,%91object Object%93″ link_text_shadow_vertical_length_tablet=”0px” link_text_shadow_blur_strength=”link_text_shadow_style,%91object Object%93″ link_text_shadow_blur_strength_tablet=”1px” ul_text_shadow_horizontal_length=”ul_text_shadow_style,%91object Object%93″ ul_text_shadow_horizontal_length_tablet=”0px” ul_text_shadow_vertical_length=”ul_text_shadow_style,%91object Object%93″ ul_text_shadow_vertical_length_tablet=”0px” ul_text_shadow_blur_strength=”ul_text_shadow_style,%91object Object%93″ ul_text_shadow_blur_strength_tablet=”1px” ol_text_shadow_horizontal_length=”ol_text_shadow_style,%91object Object%93″ ol_text_shadow_horizontal_length_tablet=”0px” ol_text_shadow_vertical_length=”ol_text_shadow_style,%91object Object%93″ ol_text_shadow_vertical_length_tablet=”0px” ol_text_shadow_blur_strength=”ol_text_shadow_style,%91object Object%93″ ol_text_shadow_blur_strength_tablet=”1px” quote_text_shadow_horizontal_length=”quote_text_shadow_style,%91object Object%93″ quote_text_shadow_horizontal_length_tablet=”0px” quote_text_shadow_vertical_length=”quote_text_shadow_style,%91object Object%93″ quote_text_shadow_vertical_length_tablet=”0px” quote_text_shadow_blur_strength=”quote_text_shadow_style,%91object Object%93″ 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header_5_text_shadow_blur_strength=”header_5_text_shadow_style,%91object Object%93″ header_5_text_shadow_blur_strength_tablet=”1px” header_6_text_shadow_horizontal_length=”header_6_text_shadow_style,%91object Object%93″ header_6_text_shadow_horizontal_length_tablet=”0px” header_6_text_shadow_vertical_length=”header_6_text_shadow_style,%91object Object%93″ header_6_text_shadow_vertical_length_tablet=”0px” header_6_text_shadow_blur_strength=”header_6_text_shadow_style,%91object Object%93″ header_6_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” z_index_tablet=”500″]<\/p>\n In a life settlement agreement, the current life insurance policy owner transfers the ownership and beneficiary designations to a third party, who receives the death proceeds at the passing of the insured. As a result, the buyer has a financial interest in the seller\u2019s death. When an individual decides to sell their policy, he or she must provide complete access to his or her medical history, and other personal information, that may affect his or her life expectancy. This information is requested during the initial application for a life settlement. After the completion of the sale, there may be an ongoing obligation to disclose similar and additional information at a later date. A life settlement may affect the seller\u2019s eligibility for certain public assistance programs, such as Medicaid, and there may be tax consequences. Individuals should discuss the taxation of the proceeds received with their tax advisor. Valmark Securities, Inc. supervises all life settlements as a security transaction. Valmark Securities, Inc. and its registered representatives act as brokers on the transaction and may receive a fee from the purchaser.<\/p>\n [\/et_pb_text][et_pb_divider color=”#ffffff” show_divider=”off” divider_style=”solid” divider_position=”top” hide_on_mobile=”on” disabled_on=”on|on|off” animation_style=”slide” animation_duration=”500ms” animation_intensity_slide=”10%” animation_direction=”bottom” show_bottom_space=”off” \/][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ fullwidth=”off” specialty=”off” background_color=”rgba(255,255,255,0)” parallax_method=”off” background_image=”https:\/\/www.teamwia.com\/site\/wp-content\/uploads\/site_images_lrg_1920x1200_FOOTER.jpg” custom_padding=”100px|||” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” prev_background_color=”#ffffff” _builder_version=”3.0.106″ use_background_color_gradient=”on” background_color_gradient_overlays_image=”on” 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text_text_color=”#ffffff” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.0.106″ text_font_size=”14px”]<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″][et_pb_button admin_label=”BUTTON – GET IN TOUCH” global_parent=”621″ button_text=”GET IN TOUCH” button_alignment=”center” button_use_icon=”off” button_text_color=”#021b2f” button_border_color=”#dbdbdb” button_url=”https:\/\/www.teamwia.com\/site\/contact-us\/” _builder_version=”3.8.1″ background_layout=”dark” custom_button=”on” button_bg_color=”#dbdbdb” button_font=”|||on|||||” button_text_color_hover=”#ffffff” button_bg_color_hover=”#021b2f” button_border_color_hover=”#dbdbdb” saved_tabs=”all” button_text_size__hover_enabled=”off” button_text_size__hover=”null” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_text_color__hover_enabled=”on” 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button_letter_spacing__hover=”null” button_one_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover=”null” button_two_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover=”null” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#021b2f” button_one_bg_color__hover_enabled=”off” button_one_bg_color__hover=”null” button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null”]<\/p>\n \u00a0<\/p>\n [\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row global_parent=”621″ background_position=”top_left” background_repeat=”repeat” background_size=”initial” width=”80%” max_width=”1080px”][et_pb_column type=”1_2″][et_pb_text admin_label=”CONTACT INFO” global_parent=”621″ background_layout=”dark” background_color=”rgba(0,0,0,0)” use_border_color=”off” custom_margin=”0px|0px|0px|0px” max_width=”300px” text_font=”Arial||||” text_text_color=”#fcfcfc” background_position=”top_left” background_repeat=”repeat” background_size=”initial” text_line_height=”1.6em” disabled_on=”on|on|off” animation_style=”slide” animation_duration=”500ms” animation_intensity_slide=”10%” show_bottom_space=”on” module_alignment=”center”]<\/p>\n Wealth Impact Advisors, LLC 2735 Crawfis Blvd., Suite 200 [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″][et_pb_text admin_label=”DISCLOSURE INFO” global_parent=”621″ background_layout=”dark” background_color=”rgba(0,0,0,0)” use_border_color=”off” custom_margin=”0px|0px|0px|0px” max_width=”600px” text_font=”Arial||||” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.0.106″ text_font_size=”12px” animation_style=”slide” animation_duration=”500ms” animation_intensity_slide=”10%” show_bottom_space=”on” module_alignment=”center”]<\/p>\n Securities offered through Valmark Securities, Inc., Member FINRA<\/a><\/span>\/SIPC<\/a><\/span>. Advisory services offered through Valmark Advisers, Inc., an SEC Registered Investment Advisor. 130 Springside Drive, Suite 300, Akron, OH 44333-2431 \u00b7 (800) 765-5201<\/span>. Wealth Impact Advisors, LLC is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n<\/span>","protected":false},"excerpt":{"rendered":" SERVICES \u00a0\/ \u00a0INSURANCE CONSULTING A Versatile Multi-Purpose Planning Tool Two important aspects of financial planning involve managing risk and transferring wealth to the next generation. In many instances, the tax advantages of life insurance make it a preferred vehicle for purposes such as: Providing income replacement for your family and business Passing family and […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":3027,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-3050","page","type-page","status-publish","hentry"],"yoast_head":"\n\n
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SERVICES<\/strong> \u00a0\/ \u00a0LIFE SETTLEMENTS<\/h1>\n
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ARE YOU READY TO GET STARTED?<\/strong><\/h2>\n
<\/strong>E: info@teamwia.com
<\/a><\/span><\/p>\n
Akron, Ohio 44333
P: 330.865.3545<\/span>
F: 330.319.8959<\/span><\/p>\n